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Guides · 1 min read

Ahmed Yaseen · Published 20 June 2026

How off-plan payment plans actually work

When a Dubai project is sold off plan, you are not paying for the home in one transfer. You pay in stages, on a schedule the developer publishes — and in our case, every payment goes directly to the developer, never through the agency.

A label like 60/40 describes the split: a share of the price paid in instalments through construction, and the balance due on handover. Some developers link instalments to construction milestones; others use fixed calendar dates. Both are normal — what matters is that the schedule is written down before you reserve.

A few questions we would ask on your behalf: What is the booking amount, and is it part of the plan or on top of it? Are instalments tied to construction progress or to dates? What happens to the schedule if handover moves? Are there any post-handover instalments, and on what terms?

None of this is complicated once it is on the table. That is the point of working with us: you see the plan, the dates and the total before you commit — in plain language, in English or Arabic.

Sources

  • Payment plan structures as published by Dubai developers (Sobha, Arada, Azizi, Binghatti) — verify per project at reservation